Subaccount Performance Report
Nonstandardized
Insurance and Financial Services
 Flexible Premium Deferred Variable Annuity Contract
Nationwide Life Insurance Company


The Prospectus sets forth concise information an investor should know about this variable product. Investors are encouraged to obtain a printed bound Prospectus from their Registered Representative or the Company. This Electronic Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws, rules or regulations of the jurisdiction.


VIP Extra Credit as of 05/02/2024
Allspring Variable Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VT Discovery SMID Cap Growth Fund - Class 21261.0829-2.6111.4616.40-9.394.69
VT Opportunity Fund - Class 22271.1953-4.488.9020.813.6910.11
Fidelity Variable Insurance Products
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VIP Growth Portfolio - Service Class 21942.7765-3.5817.5135.997.4016.04
VIP Overseas Portfolio - Service Class 2816.0570-3.358.489.400.015.95
MFS® Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Investors Trust Series - Service Class1671.3600-3.3010.4819.084.389.45
MFS® Growth Series: Service Class1522.3236-3.8817.7333.934.4612.08
New Discovery Series - Service Class1585.1034-3.676.859.08-9.044.89
Research Series - Service Class1550.6460-3.8610.3621.134.4410.05
Nationwide Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
AllianceBernstein NVIT Global Fixed Income Fund-Class VI (1)611.74490.000.000.000.000.00
NVIT AQR Large Cap Defensive Style Fund - Class IV3612.9836-2.836.768.664.027.84
NVIT BlackRock Equity Dividend Fund - Class IV1934.1582-1.696.5714.163.878.15
NVIT Columbia Overseas Value Fund - Class X176.6566N/AN/AN/AN/AN/A
NVIT BNY Mellon Core Plus Bond Fund - Class I89.9774N/AN/AN/AN/AN/A
NVIT Emerging Markets Fund-Class I468.00701.002.93N/AN/AN/A
NVIT Government Bond Fund - Class IV878.4833-1.30-1.40-3.03-5.08-2.04
NVIT Government Money Market Fund: Class IV644.52680.300.873.541.120.38
NVIT Invesco Small Cap Growth Fund - Class I588.9000-3.1511.68N/AN/AN/A
NVIT Investor Destinations Moderate Fund - Class II1168.2148-2.234.419.41-0.773.49
NVIT BNY Mellon Dynamic U.S. Core Fund - Class I2974.1097-3.6010.4421.294.6711.35
NVIT BNY Mellon Dynamic U.S. Core Fund - Class II2863.4542-3.6110.3621.014.3911.07
NVIT Multi-Manager(SM) Small Cap Value Fund - Class IV2015.0738-4.633.8116.821.016.02
NVIT Multi-Manager(SM) Small Company Fund - Class IV2254.7401-4.016.4018.99-0.658.30
NVIT Jacobs Levy Large Cap Core Fund - Class II893.6061-4.0210.6825.355.22N/A
NVIT S and P 500 Index Fund- Class IV5925.0211-3.5410.6022.736.3811.67
NVIT Wells Fargo Discovery Fund: Class I2177.2901-2.5811.4716.87-9.114.73
PIMCO Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
High Yield Portfolio1313.8547-0.151.067.12-0.041.81
Total Return Portfolio998.7244-0.99-0.74-0.47-4.74-1.21
VanEck VIP Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VanEck VIP Emerging Markets Bond Fund - Initial Class950.7133-0.78-0.084.17-1.721.21
VanEck VIP Emerging Markets Fund - Initial Class1389.64381.226.4514.97-10.08-1.62
VanEck VIP Global Resources Fund - Initial Class1379.71730.792.776.602.037.96

(1) This Portfolio may assess a 1% Short-Term Trading Fee on transfers from the Subaccount within 60 days of allocation to the Subaccount.
Please refer to the prospectus for details.

(2) This Portfolio is not available to receive transfers or new premium.

The date ranges for the performance data are as follows: Current QTD (03/31/24 - 05/02/24), Previous Quarter (12/31/23 - 03/31/24), Previous 1 Year (05/02/23 - 05/02/24), Previous 3 Years (05/02/21 - 05/02/24), Previous 5 Years (05/02/19 - 05/02/24) .

n/a means not applicable.

The performance of the accounts is shown as a net rate of return which reflects the account's investment income and capital gains and losses, realized or unrealized, less investment management fees, and other fund operating expenses, and the mortality and expense risk charges. Upon redemption, investors may be subject to a contingent deferred sales charge. In no event will the total contingent deferred sales charges exceed 8 % of premiums. See Prospectus for more detailed information. Performance does not reflect the effect of potential contingent deferred sales charges referenced above as surrender charge and administration fees. If contingent deferred sales charges were deducted, the performance shown would be lower. The first VIP Extra Credit contract was sold in February, 2000 .

The results shown represent past performance and should not be considered a representation of future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor's units/shares, when redeemed, may be worth more or less that their original cost. Current performance may be lower or higher than the performance data quoted. Please consider the fund's investment objectives, risks, and charges and expenses carefully before investing. Both the underlying fund prospectus and contract prospectus contain this and other information about the investment company. Prospectuses are available at www.nationwide.com or may be obtained through your Registered Representative. Read the prospectuses carefully before investing.

The performance data quoted represents past performance and should not be viewed as indicative of future returns. Investment returns and contract values will fluctuate so that your contract value when redeemed may be worth more or less than the amount invested.
Investments in international stocks are subject to additional risks, including currency fluctuations, foreign taxation, political risks, lower liquidity, differences in auditing and other financial reporting standards. Fund investments in higher-yielding, lower-rated debt instruments are subject to more credit risks. There is greater volatility inherent in investments that concentrate their investments in one economic sector.

Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companies and may be subject to greater price volatility and risk than the overall stock market.

Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and government actions.
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Regular Mail
Nationwide Life Insurance Company
Overnight Mail
Nationwide Insurance 1-LC-D4
PO Box 182928 1 Nationwide Plaza
Columbus, OH 43218 Columbus, Ohio
43215-2239

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Important Legal Information.
Nationwide Home Page: http://www.nationwide.com.




NFW-2823AO.2 (04/15)